High Deductible Health Plan, HSA and Triple Tax Benefits
There is no better account than HSA for tax savings.
Contribute maximum pretax money allowed to HSA and do not pay for medical expenses from it
Pay out of pocket all the current medical bills
Save all the medical bills as you can get them reimbursed several years later as there is not limit currently
Some receipts may fade off so make copies or scan them
You can just withdraw the money whenever you want even in retirement